A thoughtful  way to start the day...






 Imagine there is a bank which credits your account each

 morning with $86,400, carries over no balance from day to day, 

allows you to keep no cash balance, and every evening cancels 

whatever part of the amount you had failed To use during the day.

  What would you do? Draw out every cent, of course!  Well, 

everyone has such a bank. Its name is TIME.



Every morning, it credits you with 86,400 seconds. Every night it 

writes off, as lost, whatever of this you have failed to invest to good 

purpose.  It carries over no balance. It allows no overdraft.  Each day it 

opens a new account for you. Each night it burns the records of the day.

 If you fail to use the day's deposits, the loss is yours.



 There is no going back. There is no drawing against the

 "tomorrow".  You must live in the present on today's

 deposits. Invest it so as to get from it the utmost in

 health, happiness and success!